19 Jan - 災 - P: ㄗㄞ - Disaster

Word: 災 - Disaster
Pronounced: ㄗㄞ || Zāi

Building Blocks:
川 - (P: ㄔㄨㄢ || Chuān) - Radical for river or stream
火 - (P: ㄏㄨㄛˇ || Huǒ) - Mouth

Constructing the Character 災:
The three arrows on the top (巛) is a variant of river (川). Therefore disaster (災) is the short form for river (巛) over fire (火)

Expansion
水災 - Flood disaster (Google translates as hurricane)
火災 - Fire disaster
天災 - Natural Disaster

14 Jan - 冒 - (P: ㄇㄠˋ) - Brave/Risk

Word: 冒 - Brave/Risk
Pronounced: ㄇㄠˋ || Mào

Expansion of 冒
冒火 - (P: ㄇㄠˋㄏㄨㄛˇ || Màohuǒ) - Burn with anger 
仿冒 - (P: ㄈㄤˇㄇㄠˋ || Fǎngmào) - Counterfeit (goods)